Personal Loans

Go ahead and dream big! First Capital Bank believes that every dream can be made possible with our Personal Loan.

Designed specifically for employed individuals or individuals with a regular income whether you want to make a major purchase, finance a wedding or pay school fees, apply for a Personal Loan Facility to help you get where you’re going.


✅ Minimum loan amount of K 50,000
✅ Maximum loan amount of K 4,000,000
✅ Maximum term of 72 months
✅ Ideal for education, medical expenses, furniture and appliances, home computers, motor vehicles, property, holidays, stock market
✅ Applications appraised within 48 hours


  • Applicants should note that all applications are assessed based on credit score ratings
  • Original National Identity Card and a copy
  • Original PIN Certificate and a copy
  • No specific minimum net salary is required
  • Salary pay slips for the last 3 months
  • Filled in loan application form

Fill in your details below and a First Capital Bank representative will contact you with further details.