Profile

Agness Jazza is the Chief Executive Officer at First Capital Bank Malawi. She is a highly experienced and qualified banker, having worked with the bank for over 23 years. During her service, she has been material in driving the Bank’s business growth and spearheading key strategic and operational changes. She previously served as General Manager responsible for corporate and institutional Banking having previously held positions of Head of Credit and Head of Corporate Banking, among other roles. Ms Jazza holds a Master of Business Administration degree from Management College of Southern Africa (MANCOSA).

Profile

Michael Kadumbo is the Chief Financial Officer at First Capital Bank Malawi, bringing over 21 years of experience in accounting and finance. He has extensive expertise in financial management, reporting, and regulatory compliance, with a strong track record in supporting sound financial decision-making and driving operational efficiency. Prior to joining First Capital Bank, Mr. Kadumbo held senior positions at ADMARC Investment Holding Company where he gained valuable experience in financial operations and corporate finance. In his current role, he provides strategic financial leadership, ensuring the Bank maintains strong financial discipline, robust controls, and sustainable growth. Mr. Kadumbo holds a Bachelor of Accountancy and is a Fellow of the Association of Chartered Certified Accountants (FCCA) as well as a Certified Public Accountant (CPA) Malawi.

Profile

Nagesh Shrivastava is the Head of Corporate & Institutional Banking at First Capital Bank Malawi, bringing over 16 years of experience in Banking and Hospitality. He has extensive expertise in leading multi-disciplinary teams and managing diverse portfolios across corporate, mid-market, government, and institutional segments. Proven ability to execute digital transformations, streamline operations, and deliver robust risk management strategies that drive market share expansion

Prior to this role, he held senior positions at Kotak Mahindra Bank, HDFC Bank and Hyatt Hotels, where he contributed to driving growth and innovation for top tier institutions, he holds a Master in Business administration from IBS Hyderabad and Bachelor in H&HA from IHM Mumbai.

Profile

Zeenat Jussab is the Head of Credit at First Capital Malawi overseeing credit risk management and governance. She is a seasoned banking professional who has served in multiple roles in the institution throughout her 24-year career. Over the years, she has gained extensive expertise in Branch Banking and Credit Management. She has been a player in key Bank projects that supported the development and growth of the Bank and is an alumnus of the Senior Management Development Program with the University of Stellenbosch.

Profile

Nargis Khan is the Head of Premier and Prestige Banking at First Capital Bank Malawi. She holds a master’s in business administration (MBA) from the Eastern and Southern Management Institute (ESAMI), and a Human Resources Diploma. She has 2 years of work experience in Prestige -Premier Banking (Private Banking). Prior to moving to Private Banking, she worked as Head of Human Resources at First Capital Bank for 7 years. She has more than 26 years’ working experience in Strategic and Operational Human Resources Management, Training and Development as well as Health and Safety. Before joining First Capital Bank Nargis was at G4S Malawi where she was Human Resources Director and Company secretary for eight years. Prior to that, she worked for Toyota Malawi limited as National Human Resources Manager for 13 years.

Profile

Mpho Patricia Bwanali is the Head of Human Resources at First Capital Bank Malawi, bringing over 19 years of experience in Human Resources. She has extensive expertise in people strategy, organizational effectiveness, and executive business partnering with a strong track record in leading large-scale change initiatives, building high-performance cultures, and improving organizational capability in complex and multinational environments.

Prior to this role, she held senior positions at Airtel Malawi plc and Illovo Sugar Malawi plc, where she contributed to driving people strategy execution, improving employee engagement, strengthening succession pipelines, and leading organizational transformation initiatives. She holds a Bachelor of Arts in Human Resource Management from Chancellor College (UNIMA) and is a certified Talent Partitioner and Job analysis and evaluation proficient, Predictive Index Analyst and a full member of the IPMM.

Profile

Moses Chadza is the Head of Risk at First Capital Bank Malawi. He has over six years of experience in Risk Management. He began his career at First Capital Bank as a Graduate Trainee and was subsequently appointed as a Risk Analyst within the Risk Department. In this role, he has been responsible for conducting enterprise-wide risk assessments, preparing regulatory reports, and supporting capital management initiatives in line with prudential and internal requirements. Mr. Chadza holds a Bachelor of Arts degree in Economics and has further strengthened his professional expertise through certifications in Treasury and Capital Risk Management.

Profile

Rashid Bwanali is the Head of Compliance at First Capital Bank Malawi, with over a decade of experience across risk management, Compliance Management, Customer Service and Banking Operations. He previously served as assistant Manager-Risk and Compliance at First Capital Bank Malawi for two years from December 2017. He undertook a three-month secondment assignment as Compliance Manager at First Capital Bank Zambia from January to March 2020. Prior to joining First Capital Bank, Rashid served as Head of Risk and Compliance at the bank’s subsidiary, Leasing & Finance Company for 5 Years and he is a Certified Anti-Money Laundering Specialist (CAMS) and holds a Bachelor of Social Science in Economics from University of Malawi.

Profile

Mr Tiya Nyirenda is the Head of Information Technology at First Capital Bank Malawi, bringing over 25 years of experience in ICT Industry and Banking sector. He has extensive expertise in driving business strategy with a focus on technological change, Core Banking systems, Cybersecurity, and IT infrastructure with a strong track record in project management and IT governance. He has managed and accomplished major IT projects within First Capital Bank Group in Malawi, Botswana, Zimbabwe, Mozambique, and Mauritius.

He holds a Master of Science Degree in Cybersecurity from EC-Council University in U.S.A., a degree in Business Administration and is also a Cisco Certified Network Professional (CCNP), CEH, and Microsoft Certified Professional.

Profile

Moses Chiphaso is the Head of Internal Audit. He brings over 9 years of experience in audit, risk management, and financial services. He has extensive expertise in internal audit, enterprise risk assessment, governance, and internal controls, with a strong track record in delivering value-driven audit insights and strengthening control environments.

Prior to this role, he held senior positions at Deloitte (Malawi and Middle East), where he contributed to executing complex audit engagements and enhancing risk management practices across diverse industries. He is a Chartered Accountant and a Certified Internal Auditor, and a member of ACCA, ICAM, and the Institute of Internal Auditors (IIA).

Profile

Alinane Munthali is the Head of Treasury at First Capital Bank Malawi. He is seasoned treasury and financial markets professional with over 15 years of experience in the banking industry, Alinane has built a strong track record across credit management, retail and wholesale banking, treasury and investment banking. Well-versed in foreign exchange, fixed income, derivatives trading, and trade finance. He brings a strategic and analytical approach to financial decision-making. Known for forging strong relationships with clients, regulators, and peers. Alinane combines deep technical expertise with leadership and adaptability. Academically, He hold an MSc in Finance and Investments (Distinction) from the University of Bradford, a BSc (Hons) in Finance and Accounting for Financial Services from the London Institute of Banking and Finance, and a BSc in Agriculture (Agricultural Economics) from the University of Malawi, Bunda College.

Profile

Twikale Chirwa is the Head of Marketing and Communications at First Capital Bank Malawi, bringing over 15 years of experience across the Fast-Moving Consumer Goods (FMCG) and banking sector. He has extensive expertise in brand and portfolio management, consumer innovation, and market strategy development and execution, with a strong track record in driving growth and building impactful brands.

Prior to this role, he held senior positions at Carlsberg and Castel Malawi, where he contributed to brand growth and strategic market positioning. He holds a Master of Business Administration (MBA) from the Eastern and Southern African Management Institute (ESAMI), a Bachelor of Business Administration (BA) from the University of Malawi (MUBAS), and a Postgraduate Diploma in Marketing from CIM-UK. He is a member of the Chartered Institute of Marketing (CIM-UK) and the Institute of Marketing in Malawi (IMM).

Profile

Elisa Natasha Charwita is the Head of Operations at First Capital Bank Malawi. She is a seasoned and well-rounded banker with over 20 years of experience in the banking industry. She holds a Bachelor of Social Science Degree in Economics and a Master of Business Administration, both from the university of Malawi. She has also completed a Diploma in Banking: Credit Management from the Institute of Bankers. Over the years, she has gained extensive expertise in Operations, Projects, Corporate Banking, and Branch Banking. Her leadership roles have primarily been in branch banking and operation. Elisa is a versatile, cross-functional leader with international experience, having established, led and streamlined the operations function at FCB Botswana and FCB Zambia.

Profile

Remmie is the Head of Legal and Company Secretary at First Capital Bank Plc. He is a top-performing and commercially astute lawyer with 13 years of experience in corporate governance, complex commercial transactions, and high-value litigation and arbitration. Remmie is known for building strong client and stakeholder relationships and leading with strategic, solution-oriented insight.

Prior to First Capital Bank, he also worked as Legal Manager at National Bank of Malawi plc. He holds a Master of Laws (Commercial Law) (LLM) from the University of Malawi, a Bachelor of Laws, Honours (LLB (Hons)) from the University of Malawi, and a Postgraduate Diploma in International Arbitration from Africa Arbitration Academy. He is currently pursuing a Chartered Corporate Governance Certification with the Chartered Governance Institute, UK. He is a member of the Malawi Law Society.