Allowing you to take advantage of the immediate cash flow benefits of leasing, this funding solution gives your company the opportunity to buy the asset outright for a nominal fee at the end of the agreed term. You can choose the agreement, terms and interest rate structure that best suits your requirements, including the amount of initial deposit you wish to make.
Our operating lease allows a lessee to use an asset over a specific period of time in return for periodic payments based on the partial payout of the capital cost of the asset. It does not convey the right of ownership of the asset.
Asset classes that can be leased:
â€¢ Motor vehicles
â€¢ IT equipment
â€¢ Supermarket equipment
â€¢ Construction equipment
â€¢ Furniture, fixtures, and fittings
â€¢ Medical equipment
â€¢ Industrial equipment
Features and benefits
✅ Flexibility in lease structuring
✅ Full lease rental is an operating expense thus providing a tax benefit
✅ Allows flexibility at the end of the lease term such as an extension on the lease or replacement of old assets for new
✅ No involvement in the disposal of the asset at the end of the lease term
✅ VAT on the asset leased is spread over the lease term of the asset
✅ Rental payments are not based on 100% cost of the asset.
✅ Financial ratio benefits as assets are off-balance sheet.
✅ No large asset registers required as assets not owned